The Battle of Savannah in the American Revolution

The Battle of Savannah in the American Revolution The Battle of Savannah was battled September 16 to October 18, 1779, during the American Revolution (1775-1783). In 1778, the British president in North America, Major General Sir Henry Clinton, started to move the focal point of the contention toward the southern settlements. This adjustment in procedure was driven by a conviction that Loyalist support in the district was fundamentally more grounded than in the North and would encourage its recover. The battle would be the second significant British exertion in the locale as Clinton had endeavored to catch Charleston, SC in June 1776, however had bombed when Admiral Sir Peter Parkers maritime powers were repelled by fire from Colonel William Moultries men at Fort Sullivan. The primary move of the new British battle was the catch of Savannah, GA. To achieve this, Lieutenant Colonel Archibald Campbell was dispatched south with a power of around 3,100 men.â Armed forces Commanders French American Significant General Benjamin LincolnVice Admiral Comte dEstaing42 ships, 5,052 men English Brigadier General Augustine Prevost3,200 men Attacking Georgia Arriving at Georgia, Campbell was to be joined by a section moving north from St. Augustine drove by Brigadier General Augustine Prevost. Arriving at Girardeaus Plantation on December 29, Campbell disregarded American powers. Pushing towards Savannah, he flanked and steered another American power and caught the city. Joined by Prevost in mid-January 1779, the two men started assaulting the inside just as mounted an endeavor against Augusta. Setting up stations in the district, Prevost likewise tried to enroll nearby Loyalists to the banner. Partnered Movements Through the primary portion of 1779, Prevost and his American partner at Charleston, SC, Major General Benjamin Lincoln, led minor crusades in the domain between the urban communities. Despite the fact that anxious to recover Savannah, Lincoln comprehended that the city couldn't be freed without maritime help. Using their coalition with France, the American authority had the option to convince Vice Admiral Comte dEstaing to bring an armada north soon thereafter. Finishing a crusade in the Caribbean which saw him catch St. Vincent and Grenada, dEstaing cruised for Savannah with 25 boats of the line and around 4,000 infantry. Accepting expression of dEstaings aims on September 3, Lincoln initiated making arrangements to walk south as a major aspect of a joint activity against Savannah. The Allies Arrive On the side of the French armada, Lincoln withdrew Charleston on September 11 with around 2,000 men. Found napping by the presence of French ships off Tybee Island, Prevost coordinated Captain James Moncrief to improve Savannahs fortresses. Using African American slave work, Moncrief developed a variety of earthworks and redoubts on the edges of the city. These were strengthened with firearms taken from HMS Fowey (24 weapons) and HMS Rose (20). On September 12, dEstaing started arriving around 3,500 men at Beaulieus Plantation on the Vernon River. Walking north to Savannah, he reached Prevost, he requested that he give up the city. Playing for time, Prevost mentioned and was allowed a 24-hour ceasefire to think about his circumstance. During this time, he reviewed Colonel John Maitlands troops at Beaufort, SC to strengthen the battalion. The Siege Begins Mistakenly accepting that Lincolns moving toward segment would manage Maitland, dEstaing put forth no attempt to watch the course from Hilton Head Island to Savannah. Thus, no American or French soldiers blocked Maitlands course and he arrived at the city securely before the ceasefire finished. With his appearance, Prevost officially declined to give up. On September 23, dEstaing and Lincoln started attack activities against Savannah. Landing cannons from the armada, French powers started a siege on October 3. This demonstrated to a great extent inadequate as its brunt fell on the city instead of the British fortresses. In spite of the fact that standard attack activities in all probability would have finished in triumph, dEstaing got fretful as he was worried about tropical storm season and an expansion in scurvy and looseness of the bowels in the armada. A Bloody Failure Notwithstanding fights from his subordinates, dEstaing moved toward Lincoln with respect to ambushing the British lines. Subject to the French naval commanders boats and men for proceeding with the activity, Lincoln had to concur. For the ambush, dEstaing intended to have Brigadier General Isaac Huger make a bluff against the southeastern piece of the British protections while the majority of the military struck further west. The focal point of the attack was to be the Spring Hill redoubt which he accepted to be kept an eye on by Loyalist volunteer army. Tragically, a betrayer educated Prevost of this and the British leader moved veteran powers to the region. Progressing soon after first light on October 9, Hugers men were stalled and neglected to make an important redirection. At Spring Hill, one of the united sections got buried in a bog toward the west and had to turn around. Subsequently, the attack did not have its expected power. Flooding forward, the principal wave met overwhelming British fire and took noteworthy misfortunes. Over the span of the battling, dEstaing was hit twice and American rangers leader Count Casimir Pulaski was mortally injured. The second influx of French and American soldiers had more achievement and a few, including those drove by Lieutenant Colonel Francis Marion, arrived at the highest point of the divider. In wild battling, the British prevailing with regards to driving the assailants back while exacting overwhelming losses. Unfit to get through, French and American soldiers fell back following an hour of battling. Pulling together, Lincoln later wanted to endeavor another attack yet was overruled by dEstaing. Outcome Associated misfortunes at the Battle of Savannah numbered 244 murdered, 584 injured, and 120 caught, while Provosts order endured 40 slaughtered, 63 injured, and 52 missing. In spite of the fact that Lincoln squeezed to proceed with the attack, dEstaing was reluctant to additionally chance his armada. On October 18, the attack was relinquished and dEstaing left the region. With the French flight, Lincoln withdrew back to Charleston with his military. The destruction was a hit to the recently settled partnership and enormously energized the British in promoting their southern methodology. Cruising south the accompanying spring, Clinton laid attack to Charleston in March. Incapable to break out and with no help expected, Lincoln was constrained to give up his military and the city that May.

Comparison and contrast between lasagna and a pizza Essay

Correlation and differentiation among lasagna and a pizza - Essay Example Lasagna and pizza are two of the most well known nourishments made customarily in broiler. While there are different approaches to make both lasagna and pizza that block the utilization of broiler, yet the best outcomes are accomplished uniquely with the utilization of stove. Despite the fact that they are lasagna has numerous layers while pizza has just one layer except if there is an uncommon sort of pizza. Layers of lasagna are dull. The fundamental type of lasagna has tomato sauce at the base of the dish over which lasagna strips are laid. They fill in as a bed for the meat over which white sauce is showered. These layers are rehashed till nearly the highest point of the dish is reached. Finally, ground cheddar is laid on the top. Then again, a pizza isn't made with such redundant layers of fixings. On account of a pizza, there is a base that is known as hull. The sauce is poured over the base, and various sorts of fixings are laid over it. Like lasagna, a pizza is likewise beate n with cheddar. The reason for cheddar on the top both on account of a lasagna and a pizza is to build up a thick and crunchy outside layer after the dish is flame broiled. The basic component that separates among lasagna and pizza is the fundamental white flour bread. The thickness of that base, its surface, and taste incredibly varies when the two dishes are thought about. While lasagna strips are just not many millimeters in thickness for example ordinarily 5 mm every, pizza hull is somewhere in the range of 1 to 2 cm. The thickness of lasagna strips is for the most part standard and changes just by 1 or 2 mm., there exists an incredible assortment of thicknesses of pizza covering for example there are dainty outside layer pizzas and thick-hull pizzas. A great many people use manufacturing plant made lasagna strips in light of the fact that the machine utilized in making that uniform thickness isn't utilized in many homes. As opposed to that, the vast majority make pizza hulls at home by massaging white flour with yeast. Lasagne strips and pizza base likewise vary in that lasagna strips are cooked once they are bubbled before the dish is put in the b roiler though pizza covering is crude outside and just gets prepared once the pizza has been set inside the stove. On one hand, lasagne strips resemble minimized sheets of white flour and have no pores in them. Then again, pizza

Cloning an Instinct Species in “Jurassic Park” Free Essays

Roger Lee Propes PHI-240 Katherine Allison, Professor April 6, 2012 Cloning an Instinct Species in â€Å"Jurassic Park† When we catch wind of cloning in the media, they are typically alluding to regenerative cloning, human cloning specifically, and it’s logical and moral ramifications. In Jurassic Park, John Hammand, who is a rich business person, enlists a gathering of researchers to clone dinosaurs from the Jurassic Period. The moral quandary introduced in Jurassic Park is whether we should utilize our insight into cloning to resuscitate a wiped out species that stopped to exist through normal procedures. We will compose a custom exposition test on Cloning an Instinct Species in â€Å"Jurassic Park† or then again any comparative subject just for you Request Now I trust John Hammand utilized moral relativism (Van Camp, Olen, and Barry page 4) since he facilitated this undertaking dependent on moral facts that were consistent with him. In any case, a few of the specialists he recruited to support the recreation center couldn't help contradicting the moral decisions he made while building up the recreation center. I will quickly depict two sorts of cloning that were joined to effectively design the dinosaurs in the film, and give a case of cloning that has been fruitful. At that point I will give reasons why it is unscrupulous to restore species that got intuition through characteristic procedures. The words recombinant DNA innovation, DNA cloning, sub-atomic cloning, and quality cloning all allude to a similar procedure: the exchange of a DNA piece or enthusiasm from one life form to a self-duplicating hereditary component, for example, a bacterial plasmid. The DNA of intrigue would then be able to be created in a remote host cell. This innovation has been around since the 1970’s, and it has become a typical practice in sub-atomic science labs today. â€Å"In 1977 researchers at the Asilomar Conference proposed clearing guideline on purported recombinant DNA, advancements which recombine DNA from various species in the test tube† (science. enyon. edu). Their interests were by joining DNA of various species lamentable beasts would result. Conceptive cloning is an innovation used to produce a creature that has a similar atomic DNA as another as of now or already existing creature. The best and most promoted case of this is the sheep named Dolly. She was the main wa rm blooded animal to be cloned from grown-up DNA. â€Å"Ian Wilmut, the researcher whose group at Scotland’s Roslin Institute cloned Dolly who was brought into the world July 5, 1996, and euthanized in 2003 as a result of lung disease† (usatoday. om). This fruitful clone was created 3 years after the film was delivered. â€Å"Dolly, or some other creature made utilizing atomic exchange innovation, isn't really an indistinguishable clone of the giver creature. Just the clone’s chromosomal or atomic DNA is equivalent to the contributor, a portion of the clone’s hereditary materials originate from the mitochondria in the cytoplasm of the enucleated egg† (ornl. gov). In the film, the dinosaurs weren’t precise imitations and had changes brought about by the frog DNA that was utilized. In the film, they found dinosaur DNA caught in the golden of a tree and separated the DNA. They DNA arrangement was not finished so they chose to join frog DNA trying to finish the grouping. The researchers additionally controlled the arrangement to guarantee that the entirety of the cloned examples would be female reasoning it would be the more mild than the male. Despite the fact that females will in general have less quality than their male partners, they are typically the one remaining to tend for the posterity. Dr. Malcolm offered the expression that, â€Å"nature consistently finds a way†. There are numerous species that have demonstrated that generation is a chance in a solitary sex condition. A few animal categories, for example, anemone angles, are brought into the world all male and when they develop change sex and become female. â€Å"This is exceptionally unusual life accounts in species whose people may change sex eventually in their life. They may change from being guys to females, protandry, or females to guys, protogyny. † (marinebiology. organization) Dr. Alan Grant and the kids discover a home of eggs that has brought forth while they were sidestepping the T-Rex, demonstrating nature found a way. Individuals, by and large, are exceptionally guileless with regards to the force they really hold over our reality and nature. In the event that we are to think about revival impulse species, we ought to likewise consider whether they got intuition through normal causes or the human intercession. Likewise, we should ensure we consider the entirety of the potential changes that may happen because of the hereditary cosmetics of the DNA used to finish the arrangement. Those which became sense in view of being crush by people may at present have the option to make due on the planet as it is today. What's more, we ought to enter the cloning procedure with the information that nature will in the long run discover a way and start to support without future impedance of people. Those which got sense through normal causes shouldn’t be restored in light of the fact that the world isn’t appropriate for their endurance, and resuscitating these species could cause disastrous changes in nature, which is clear in the film â€Å"Jurassic Park†. Works Cited Buchheim, Jason. A Quick Course in Ichthyology. n. d. www. marinebiology. organization. Office, Biology. KAP Recombinant DNA Technology. n. d. www. science. kenyon. edu. Vitality, US Department of. Human Genome Project Information. 11 May 2009. 15 03 2012 www. ornl. gov/hgmis. Julie C. Van Camp, Jeffrey Olen, and Vincent Barry. Applying Ethics: A Text with Readings. Ed. Ian Lague. Tenth Edition. Boston: Clark Baxter, 2011. Jurassic Park. By Michael Crichton. Dir. Steven Spielberg. Perf. Laura Dern and Jeff Goldblum Sam Neil. 1993. Savvy, Elizabeth. USA Today. 4 July 2006. 15 March 2012 www. usatoday. com/tech/science/hereditary qualities. Instructions to refer to Cloning an Instinct Species in â€Å"Jurassic Park†, Essay models

Effective Return On Tax Saving Mutual Fund Schemes Finance Essay - Free Essay Example

Savings are the tool used by a person or an organization that abstains from present consumption for a future use. Investment is an activity that engaged by people who have savings with the aim of achieving additional income or growth in values. It may be defined as a commitment of funds made in the expectation of some positive rate of return. Investors may have different aim for investing their money such as capital appreciation, regular return, safety, proud of holdings, additional return and tax benefits. They may expect to get back the money along with interest at a future date or the purpose may be the price appreciation on their investment or they may invest their money to get regular income from their investment, many investors consider other promised benefits like retirement benefit, accident coverage, etc., They seek the investment area where they can get maximum return and minimum risk. Some investors ready to face risk to have maximum returns. Safety of funds and regular payment in the mode of interest is expected by everyone. This can be possible only on bank deposit/ postal saving. Comparatively the returns of bank deposits are low than the investment in securities market. Among all other available investment, investor looks into the tax relief. They invest to have tax relaxation on their income for that they seeks better investment avenue which gives tax relief on their income. Even though they invested to have tax relief they expect return on the investment. Thus, this paper aims to compare the return on the investment in bank and tax saving mutual fund schemes with effective interest rate too. This study will helps to investors to evaluate their portfolio. Savings are the tool used by a person or an organization that abstains from present consumption for a future use. Investment is an activity that engaged by people who have savings with the aim of achieving additional income or growth in values. It may be defined as a commitment of funds made in the expectation of some positive rate of return.1 Investors may have different aim for investing their money such as capital appreciation, regular return, safety, proud of holdings, additional return and tax benefits. They may expect to get back the money along with interest at a future date or the purpose may be the price appreciation on their investment or they may invest their money to get regular income from their investment, many investors consider other promised benefits like retirement benefit, accident coverage, etc., They seek the investment area where they can get maximum return and minimum risk. Some investors ready to face risk to have maximum returns. Generally individual investor expects security on their investment. Safety of funds and regular payment in the mode of interest is expected by everyone. This can be possible only on bank deposit/ postal saving. Comparatively the returns of bank deposits are low than the investment in securities market. Among all other available investment, investor looks into the tax relief. They invest to have tax relaxation on their income for that they seeks better investment avenue which gives tax relief on their income. Even though they invested to have tax relief they expect return on the investment. Thus, this paper aims to compare the return on the investment in bank and tax saving mutual fund schemes with effective interest rate too. The dividend declared tax saving mutual fund schemes which are launched during the year 2000-05 have been selected for the purpose of study. This study will helps to investors to evaluate their portfolio. INVESTMENT PATTERN There are various investment plans available in the financial market to help investors to choose better suitable area to make their investment. Blue chip shares Growth share Income share Cyclical share Speculative share Equity Shares Financial Assets Treasury Bill Commercial purpose Certificate of Deposits Money Markets Investments Mutual fund Schemes 1. Equity shares 2. Debt Schemes 3. Balanced Schemes Real Estate 1. Agriculture Land 2. Semi Urban Land 3. Time share in a Holiday Resort Non Marketable Financial Assets 1. Bank Deposits 2. Post office Deposits 3. Co-Operative Deposits 4. Public Provident Fund Deposits Bonds 1. Government Securities 2. GOI Relief Bonds 3. Govt. Agency Securities 4. PSU Bonds 5. Debenture of Private Sector Companies 6. Preference schemes Endownment Assurance Policy Money Back Policy Whole Life Policy Premium Back Term Assurance Policy LIC Policies Financial Assets Gold Silver Precious Stones Art Objects Money Markets Investments Financial Derivatives Options Futures Figure 1 Various Investment Avenues[1] The objective of an investor comprised into three namely safety of investment, liquidity position and return on their invested money. The return on investment may further be classified into capital gain and the rate of return on investment as interest or dividend. Figure 1 shows all investment options presently available to the investors. Table 1 Summary Evaluation of Various Investment Avenues Investment options Return Risk liquidity Marketability Tax shelter Convenience Return yield Capital Appreciation Equity shares Low High High Fairly High Section 80C benefit High Non-Convertible Debentures High Negligible Low Average Nil High Equity Schemes Low High High High Section 80C benefit Very high Term Deposits Under Tax benefit scheme Moderate Nil Negligible High Section 80C benefit Very high Public Provident fund Nil High Nil Average Section 80C benefit Very high Life Insurance Policies Nil Moderate Nil Average Section 80C benefit Very high Residential House Moderate Moderate Negligible Low Section 80C High Fair Gold and Silver Nil Moderate Average Average Nil Average Every investor wants to get maximum economic advantage from their investment. Investment avenues are based upon the rate of return, risk and uncertainty, capital appreciation, marketability, tax advantage and convenience of investment. Table 1 gives clear picture which helps the investors to take their investment decisions on various financial market instruments. This paper seeks to have result for, Do the bank deposit returns and tax saving mutual fund schemes return vary? To find out the result for the above questions the returns of dividend declared tax saving mutual fund schemes launched during the year 2000 to 2005 have been selected and the study period was selected from 2006-07 to 2009-10 up to February 2010. TOOLS USED FOR ANALYSIS To examine the Performance of selected tax saving mutual fund schemes and bank return, various tools are being used. Rate of return, Standard deviation, Dividend yield ratio has been selected to examine the performance of selected tax saving mutual fund schemes and Future value, Effective interest rate is taken to analyze the bank returns. Net Asset Value (NAV) is a term used to describe the value of an entitys assets less the value of its liabilities. Higher the rate of return shows the better the performance of the fund. It can be computed as Ri = NAV i1 NAV i0 * 100% NAVi0 Where, i is the number of funds Ri is the rate of return of portfolio i NAV i1 is the net asset value of funds at current evaluation period NAVi0 is the net asset value of funds at previous evaluation period. Standard Deviation of fund measures the volatility level of return rates. The volatility level also describes the risk level. Usually, for higher rates of return the risk level will also become higher. Hence, the study includes standard deviation as the measure of risk level. It can be computed as ÃÆ' Ãƒâ€ Ã¢â‚¬â„¢i = ÃÆ'Ã… ½Ãƒâ€šÃ‚ £m j=1(Rij-R)2 m-1 ÃÆ' Ãƒâ€ Ã¢â‚¬â„¢i = standard deviation for portfolio i Rij = Rate of return for portfolio i on jth month R = Average return rates of m months. m = Time period Future value can also be used to calculate the future value of the deposits in a bank. Money has time value. The amount deposited in a bank will be increased with relation to the time. It can be calculated as Future Value = p(1 + k)n Where, k is the rate of interest n is the number of years p is the amount deposited Dividend yield is a financial ratio which shows how much a company pays out in dividends each year relative to its share price. Dividend is one form of return that the investor can get on their investment. In the absence of any capital gain, the dividend yield is the return on investment for a stock. It can be calculated as Dividend yield = Annual Dividends per share Price per share Effective interest rate is also called as effective annual interest rate. It is the annual interest rate that accounts for the effect of compounding. It can be calculated as Effective interest rate = (1+R/P) p-1 Where, R is the nominal rate P is the number of compounding periods. AN ANALYSIS OF TAX SAVING MUTUAL FUND SCHEMES Performance of the fund determines the interest of investors. Investors generally does not compare all the schemes and distribute their funds. But they want positive NPV on their investment. By comparing returns of various avenues the investor can know the better investment area. When a company trades their funds, the performance of the funds determines the capital appreciation of the funds. The fund appreciation increases the share trades and the investors actively involved in the purchase and selling of shares. The following tables Table 2a, Table 2b, Table 2c and Table 2d shows the NAV return of selected tax saving mutual fund schemes during the year 2006-07 to 2009-10 till February. Table 2a Net asset Value of Tax saving mutual Fund schemes    2006-07 ( 1 APR 2006 TO 31 MAR 2007) Company Name APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR DBS Chola Tax saver fund 5.05 -3.91 -17.16 2.53 9.06 6.84 5.35 6.34 1.15 2.94 -8.46 -9.86 HDFC long term advantage fund 4.75 -1.77 -16.32 1.74 6.12 7.09 4.36 3.95 0.84 56.84 -2.00 -18.35 Ing tax saving fund -16.86 -0.82 -23.98 -0.46 9.23 8.36 5.24 6.74 3.57 5.93 -1.50 -13.92 Kotak tax saver 9.01 -0.54 -23.14 -0.36 7.67 5.60 5.35 9.05 3.36 5.52 -4.72 -22.38 Principal personal tax saver 42.18 73.37 -22.89 -0.21 7.20 4.38 8.81 8.58 2.00 7.15 0.65 -8.74 Reliance tax saver fund 6.05 -1.32 -21.49 0.22 0.14 -7.35 -2.26 20.51 2.64 10.21 11.92 -15.49 Source : https://www.amfiindia.com/NavHistoryReport_Frm.aspx Table 2a Net asset Value of Tax saving mutual Fund schemes 2007-08 ( 1 APR 2007 TO 31 MAR 2008) Company Name APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR DBS Chola Tax saver fund 5.14 6.02 0.99 5.13 4.58 0.00 0.00 0.00 19.11 -5.96 -12.37 -10.69 HDFC long term advantage fund 2.15 6.62 4.23 4.87 -2.12 6.12 10.61 6.01 2.60 -3.74 -11.38 -18.98 Ing tax saving fund -17.94 6.97 3.51 4.53 -5.37 5.97 3.54 9.20 6.31 -4.30 -16.19 -11.87 Kotak tax saver 5.55 7.25 4.75 5.98 -4.18 5.48 9.02 6.84 10.44 -0.28 -27.95 -19.56 Principal personal tax saver 5.87 9.26 4.44 11.17 -1.49 8.08 5.91 3.57 9.12 -5.85 -11.53 -25.99 Reliance tax saver fund 2.52 5.23 2.19 7.83 -3.56 8.77 6.57 -1.21 8.57 -6.23 -12.26 -12.77 Source : https://www.amfiindia.com/NavHistoryReport_Frm.aspx Table 2a Net asset Value of Tax saving mutual Fund scheme s 2008-09 ( 1 APR 2008 TO 31 MAR 2009) Company Name APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR DBS Chola Tax saver fund 3.43 4.46 -10.23 -0.54 -5.61 -12.19 -22.52 -10.59 0.60 -1.05 -4.93 -2.42 HDFC long term advantage fund -2.59 0.48 -9.89 -6.68 8.82 -1.21 -20.34 -13.22 -0.78 -0.08 -3.43 -15.02 Ing tax saving fund 3.19 3.95 -9.90 -11.18 10.26 -6.93 -32.39 -11.71 -4.61 0.21 -3.75 -2.96 Kotak tax saver 0.09 4.61 -12.72 -10.64 7.30 -6.15 -25.03 -9.57 0.38 -1.64 -3.52 -3.31 Principal personal tax saver -29.55 3.33 -10.92 -9.33 8.14 -6.49 -28.00 -12.19 -2.79 -0.22 -2.85 -2.89 Reliance tax saver fund 1.07 3.28 -10.62 -8.11 6.62 -3.38 -17.19 -8.24 -1.05 1.34 -4.04 -2.41 Source : https://www.amfiindia.com/NavHistoryReport_Frm.aspx Table 2a Net asset Value of Tax saving mutual Fund schemes 2009-10 ( 1 APR 2009 TO 31 MAR 2010) Company Name APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB DBS Chola Tax saver fund 24.76 22.78 15.88 -0.98 6.65 6.74 4.18 -0.38 4.00 2.49 -6.09 HDFC long term advantage fund 15.05 20.02 13.19 3.02 6.97 6.72 5.62 3.39 -36.70 2.59 -9.00 Ing tax saving fund 20.96 18.44 17.72 0.31 7.00 7.87 3.25 -0.09 5.26 3.73 -4.65 Kotak tax saver 16.18 18.95 16.34 -0.95 6.73 5.86 3.72 -1.13 3.98 2.18 -5.71 Principal personal tax saver -5.69 17.25 22.21 2.00 1.74 9.91 4.80 -0.11 1.01 1.68 -4.29 Reliance tax saver fund 17.18 16.26 15.27 0.40 5.72 -6.69 5.08 6.44 -1.44 4.64 -4.29Source : https://www.amfiindia.com/NavHistoryReport_Frm.aspx NAV return of selected tax saving mutual fund schemes moves in a similar direction during the study period from 2006-07 to 2009-10 up to February 2010. NAV return of all the schemes shows negative return in the month of June 2006, March 2007, and January 2008 to March 2008, June 2008 to November 2008, February 2009 and March 2009. No scheme falls in a pattern which helps to determine their return. During the year 2008-09 all the schemes produced maximum negative return. Whereas, during the year 2009-10, till October 2009 there were no negative return in all the schemes. It also has been noted that there was a fluctuation in all the month during the period of study. STANDARD DEVIATION Standard deviation has been used to measure the volatility selected tax saving mutual fund schemes. The volatility also denotes the risk level. Usually, there will be high risk for high returns. Hence, the standard deviation included to measure the risk level. The following table shows the risk level of selected funds. Table 3 Volatility of the Funds Company Name Standard Deviation DBS Chola Tax saver fund 2.444124 HDFC long term advantage fund 42.56922 ING tax saving fund 3.452677 Kotak tax saver 3.323016 Principal personal tax saver 100.9975 Reliance tax saver fund 2.398889 It can be noted from Table 3 that the fund volatility is very high principal personal tax saver and low in Reliance tax saver fund. From Table 4 it can be understood highest dividend given by principal personal tax saver and Reliance tax saver fund provides lowest dividend. Hence it can be stated that there is a relation between the risk and return. RETURNS IN THE FORM OF DIVIDEND Dividend is one form of return that the investors can get on their investment. Not all the company declared their dividends in all the years in a study period from 2006-07 to 2009-2010 up to February 2010. Table 4 shows the dividends declared by the various Asset Management Companies. Most of the companies declared their dividends in the year 2006-07. Table 4 Dividends Declaration S.No NAME OF THE COMPANY Rs. Per Unit 2006-07 2007-08 2008-09 DBS Chola Tax saver fund 1 HDFC long term advantage fund 6 6 3.5 ING tax saving fund 4 Kotak tax saver 3 3.5 Principal personal tax saver 82 Reliance tax saver fund 1 1 1.5 Source: www.moneycontrol.com, Date 26.03.2010 Principal Personal tax saver declared (maximum) Rs.82/unit dividend in the year 2007-08. DBS chola and Reliance tax saver fund declared (minimum) Rs.1/unit dividend in the year 2006-07. Table 5 shows the dividends returns of the selected tax saving mutual fund schemes. Table 5 Dividends Yield Returns Company Name Inception Year 2006-07 2007-08 2008-09 DBS Chola Tax saver fund 2005 0.08 HDFC long term advantage fund 2000 0.13 0.09 0.08 ING tax saving fund 2004 0.26 Kotak tax saver 2005 0.24 0.25 Principal personal tax saver 2002 1.16 Reliance tax saver fund 2005 0.08 0.08 It can be noted from Table 5, that highest return on dividend given by Principal personal tax saver in the year 2007-08. It also can be noted that principal personal tax saver not declared any dividend during the year 2006-07. HDFC declared Rs. 6/unit in the year 2006-07 and 2007-08. No company have declared the dividend in the year 2008-09 except HDFC long term advantage fund and Reliance Tax Saver fund. FUTURE VALUE Always money has time value. A rupee today is more valuable than a rupee a year. Money deposited today has future value after certain period. Hence future value of money calculated to know the value of investment. Table 6 shows the interest rate announced by RBI during the year 2006-07 to 2008-09. Table 6 Interest Rates Year 1 Years 1-3 Years Above 3 Years 2006-07 9% 9.75% 9.75% 2007-08 10.5% 11% 11% 2008-09 7% 8% 8.25% Source: RBI Annual reports It can be noted that the interest rate has been reduced to 7% in the year 2008-09. Table 7 Future Values of Deposits Year 1 Years 1-3 Years Above 3 Years 2006-07 1.09 1.32 1.59 2007-08 1.11 1.37 1.69 2008-09 1.07 1.26 1.49 Source: RBI Annual reports Table-7 shows the annually compounded interest returns. The rupee value of Rs 1000 in the year 2008-09 is increased to Rs. 1260 in the year 2012-13 at the rate of interest of 8%. EFFECTIVE RATE OF INTEREST Effective rate is the interest rate on financial product restated from the nominal interest rate as an interest rate with annual compound interest. Effective interest rate differs from calculating nominal rate. The nominal rate is calculated as multiply the number of periods with the interest. Table 8 Effective Interest Rate Year 1-3 Years 3-5 Years Above 5 Years 2006-07 9.0 10.1 10.1 2007-08 10.5 11.4 11.5 2008-09 7.0 8.2 8.5 Source: RBI annual reports Table-8 shows the effective interest rate. It can be revealed that the return is high for three years and above. The effective interest rate will be 10.1% where the nominal rate of interest is 9.75%. Table 9 Return on Investment in Bank Deposit (With Effective interest Rate Tool) Principal Interest Effective Interest Rate+ Principal 1000 10.1 Rs. 1303/- The Table-9 shows return on investment on Bank deposit. An investor deposited Rs.1000 with 8% interest the depositor gets Rs.1,303 with effective interest rate. Table 10 Return of Tax saving Mutual Fund Schemes Schemes 3 years dividend return alone NAV as on February 2010 No. Of Units on 2006 Unit value as on February 2010 Total Return (Dividend + Unit Value) DBS Chola Tax saver fund 80.23 13.163 80 1053 1133.3 HDFC long term advantage fund 356.25 34.453 23 792.42 1148.7 Ing tax saving fund 242.09 12.223 61 745.6 987.69 Kotak tax saver 484.06 9.657 74 714.62 1198.7 Principal personal tax saver 702.41 69.302 15 1039.5 1741.9 Reliance tax saver fund 256.83 13.701 73 1000.2 1257 The Table 10 shows the return of selected tax saving mutual fund schemes during the year 2006-07 to 2009-10 till February 2010. It can be noted from the table, the return of all the tax saving mutual fund schemes are lower than bank returns except Principal personal tax saver. All the tax saving mutual fund schemes NAV less than its purchase value on April 2006. If the investor made investment of Rs. 1000 on a bank, the investor may get Rs. 1,303 with interest and if they invested in tax saving mutual fund schemes they get less then Rs. 1,303. If they invested in DBS chola tax saver fund they may get only Rs. 1,133 and Rs. 987.69 if they invested in ING tax saver fund on February 2010. Security market is highly volatile, prediction on this market in not possible. It can be accepted through this study. There is no pattern on the NAV return. Many factors like global economy position, natural calamities, political change, etc., affects the return of security market Investment in Bank i s highly secured in all the period. CONCLUSION People invest money into known sources and they are not aware of pros and cons of the investment avenues in-depth and technically. They accept what the promoter / company or the agent says. By comparing the deposits/investments in bank and securities market, it can be noticed that the return from security market is high and it is volatile and there is no guarantee for the return. Those who wants high return, by taking high risk they can invest into securities market. Present scenario of the financial market is the securities market is in negative and there is no capital appreciation in the form of NAV returns. All sample schemes NAV goes into negative and only few company declared their lowest dividends. At present the bank return are high than the returns from securities market. Thus, generally people choose tax saving schemes to have minimum benefit from their investment. But there is no regulatory to provide guarantee on these schemes. It is necessary to create regulatory framewor k to safeguard the individual investors. The authority of mutual funds SEBI and AMFI involve into this area and may take necessary steps to protect the investors in the form of Regular return and Capital appreciation.

Personal Narrative My Own Personal Life - 1086 Words

Have you ever heard a song that has brought you back to a special moment in your life? Music, which holds such a huge part of mine, constantly reminds of the memories that I have retained over the years. There are many songs that allow me to reminisce on those important times and experiences; from my first love, to summer days at the pool and late night sleepovers with my friends. Out of my long list, I think that a few songs in particular best represent my own personal â€Å"soundtrack† to my life. Looking back on my childhood, the first time that I recall finding a love for music was on Thanksgiving when I was five years old. My mom’s whole side of the family was over to celebrate that year. We spent the entire day cooking and stuffing our faces until we all looked like pot belly pigs. I had eaten my entire body weight in turkey and mashed potatoes and had cranberry sauce stains covering my shirt. Even though we were too full for pumpkin pie, we all managed to eat a s lice topped with homemade whipped cream. After we finished eating, my uncle sat down at the grand piano in the living room and everyone quickly gathered around him. I made sure to cover my little ears when he tapped those first keys. He began to play â€Å"Bennie and the Jets† by Elton John, and every single person in my family simultaneously began to sing along. I slowly removed my hands from my ears and came to realize that most of my family was very musically talented. All of their voices harmonized together soShow MoreRelatedMy Family And Education Is Important For Your Future1221 Words   |  5 Pagesthemes in my family’s narrative. The first theme in society that contradicts the values of my family is homosexuality. As mentioned above, religion is a large part of my family, therefore, homosexuality is not part of the catholic religion. 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Essay on Marx, Weber and their Critique of Global Capitalism

While Marx and Weber had divergent analyses of capitalism, their evaluations of modern global capitalism have a common thread of thought. They both view the implementation of global capitalism, where subordinating individual needs and desires to achieve the end goal of accumulating wealth for wealth’s sake, as irrational and unreasonable. Because of that commonality, it is feasible to draw from both analyses to explain global capitalization today. Karl Marx believed that the ultimate end of society is an imminent and significant, consisting of happiness, which can only be achieved via organized collectivism. Reality is controlled by financial necessity (historical materialism). In practical application, this theory means that the†¦show more content†¦97). While Marx sees capitalism purely from economic need, Weber states that capitalism is a combination of economic, political and social strata. Webers analysis indeed had a similar scope to Marx, not surprising as he came from the same German tradition of thought and faced many of the same issues as Marx. But Weber examined issues which Marx marginalized – in particular, the influence organized religion had on the incarnation of capitalism. Weber was less passionate, more scholarly, not viewing classes of people, but rather the individual within a very structured approach. Marx believed that â€Å"religion was the opiate of the people† (Marx, 1). Marx viewed capitalism as a form of religion, where the worship of wealth and capital replaced the traditional worship of a deity. â€Å"The more a worker estranges himself in his labour, the more estranged, objective world he has created becomes more powerful, while he becomes impoverished†¦The same happens in religion. 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Essay about The Secret Life of Bees Movie Review Essay Example For Students

Essay about The Secret Life of Bees Movie Review Essay â€Å"The Secret Life of Bees† Movie Review â€Å"The Secret Life of Bees† is a movie that takes us through the incredible journey of a young girl named Lily Owens. She grows up with the horrible memory of the day she accidentally killed her mother. She and the family maid who has tried to fill the empty void as her mother, Rosaleen, escape the mistreatment that Lily receives from her father, T-Ray. After Rosaleen heard the news on T.V. about the Civil Rights Act being passed, she decided to take the opportunity and register to vote. As they got to town to register Rosaleen, she dumped the juice from her chew container onto men who made fun of her. She was arrested, and that is when they escaped. When Lily asks her father for more information about her mother, he told her that the day she died she was coming back to get her belongings. He tells Lily that her mother didn’t want to take her when she left. This upset Lily because she believed that a child couldn’t have two parents that didn’t love her. Lily has very little of her mother’s possessions, but the few items does have include her mother’s gloves, picture, and a wooden picture of a black Mary. On the back of the wooden picture, Tiburon, SC was inscribed. This became their point of destination as they left Lily’s hometown. As they reach Tiburon, they stop at a convenient store and Lily notices that the same picture that is on her wooden picture is also on the honey jars. They investigate and are led to a house where the â€Å"Calendar sisters† live. These three incredible women help Rosaleen and Lily out by letting them stay with them at their bright pink house. It is here that the two learn about bees and how they function as a society . .. Lily gets to stay in a home that makes her feel loved. She writes down her story, including her thoughts and emotions, into a book that was given to her by Zach. This movie takes place in South Carolina in 1964. This was the peak of racism in the South.(Do Something.org) Many African Americans found support in a nonviolent African AmericanActivist named Martin Luther King Jr. The result of all movements towards civil rights resultedin passing the Civil Rights Act in 1964. It was not uncommon to see a colored maid or cook in a white persons home. ?Works CitedPrince-Bythewood, Gina, dir. The Secret Life of Bees. Fox Starlight Pictures, 2008. DVD.Racism Against African Americans. . N. p., Online Posting to Do Something.org. Web. 18 Dec. 2013. .

Times Arrow, Times Cycle ( Stephen Jay Gould ) free essay sample

Reviews work on evolution of geologists understanding of the concept of deep time in 17th Cent.-19th Cent. In Times Arrow, Times Cycle, Stephen Jay Gould discusses the evolution of geologists understanding of the concept of deep time. Gould studied texts by Thomas Burnet, James Hutton, and Charles Lyellthree scientific writers who approached this question in the seventeenth, eighteenth, and nineteenth centuries. Traditionally, readings of these three writers tended to focus on the degree to which each man employed the scientific method in investigating the question of the Earths age. The greater the scientists dependence on scientific method, the historians reasoned, the closer he came to the truth. Thus, these scientists have often been ranked, and understood, on the basis of their adherence to standards that are familiar to the twentieth century, but were still evolving when they wrote. In the course of his repeated close readings of the texts, in which. We will write a custom essay sample on Times Arrow, Times Cycle ( Stephen Jay Gould ) or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page .

Email Lessons from Spanish.About.Com

Email Lessons from Spanish.About.Com Need a reminder to learn a little Spanish each day? Are you looking for some quick lessons, or a random sampling of what Spanish has to offer? If so, one of our email courses may be what youre looking for. Each of our email courses features useful information as well as links to lessons and/or vocabulary pages on the site. Heres what we offer: : This is our most popular email course. Each day you will receive a new vocabulary word along with its definition and an example of its usage in a sentence. Most of the vocabulary is at an intermediate or advanced level, although even beginners can benefit from seeing how these words are used in the sample sentences. Each daily installment also has links to a lesson on vocabulary or grammar. : If youre brand new to learning Spanish, this is the email course for you. We use mostly basic words, and we keep the sample sentences straightforward so that you can better see how the words are being used. Once you finish this course, youll be ready for the regular Word of the Day. : Just what its title implies, the mini-course features links to lessons in basic Spanish. By studying a few lessons each day, the beginning student will have a knowledge of the basic concepts of Spanish grammar as well as learn some of the most essential words of the language. : Each day you receive a Spanish proverb, saying or quotation along with its translation in English the following day. This series of mini-lessons lasts about six months.

A Raisin in the Sun Essay Example | Topics and Well Written Essays - 500 words - 1

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Cost of Production - Larson & Larson Company Assignment

Cost of Production - Larson & Larson Company - Assignment Example 8660/12800 = ?0.68/unit For T, 50 labour hours @ ?12 + ?1800 for 2,400 Rate per unit = ?2400/2400 = ?1/unit Part b ABC system would be used if the other costs such as run and inspection are actually considered to obtain the true value of the project costs. With the weighted percentages, it can be possible to determine the product value considering each part of the process. In addition to the works on OAR, we calculate according the apportionment of the other expenses such that we will have the calculation that includes all the aspects for ABC as follows: For R, 68 x ? 12 apportioned appropriately in the ratio 3:4:3 then calculated for one unit by dividing by 560, the value is then added to other cost due to material and direct labour hours. = ?1.46/unit The total unit cost of R being ?2.69/ unit ?2.69/ unit1.46/ unit = ?3.15/unit For S, = 50 x ? 12 in the ratio 3:4:3 and calculated for one unit by dividing by 12,800 = 600/12800 = ?0.05/unit Total unit cost being 0.68 + 0.05 = ?0.73/u nit For T, would similarly be obtained as 58 x ?12/600 + ?1/unit =?2.26/unit Part c ABC as a method or accpunting model as developed inorder to solve problems related to accounting that has actually evolved over time due to the change in technology as well operations within the industries (Warren, Reeve & Fess 2005). It is clear that overhead costs have been increasing in companies to the point that it may be extremely difficult to use the direct methods which only emphasized on resources as well as the absorbed costs of the out. This assumed at a great expense, the impact of operations and the many intermediaries involved which comprise of the majority of the overhead costs. ABC therefore is the only practical remedy to the inefficiencies of the traditional accounting methods. At the core of ABC there exist very important principles and arguments which contribute to differentiating it from other accounting methods. ABC holds that the cost objects will consume the activities contrar y to the principle of other traditional accounting methods which argue that cost objects may only consume the resources (Naidu, Babu & Rajendra 2006). In normal operations, the costs actually will end utilizing the activities in the production line which actually depend on the resources. This aspect makes ABC more realistic and effective in determine the unit cost of production. Whereas other traditional methods base on volume allocation of the production resources, ABC considers the drivers at each level and their effect on production to determine the allocation. The drivers considered include activity drivers as well as the activity drivers which check every other production element and its cause effect relationship to the output. Further difference and principle of ABC comes from the fact that the traditional accounting are developed on the basis of structures while ABC actually depends on the process itself and therefore takes care of the various that may occur in the process. A BC begins from the process as it moves upwards to assess the amount of resources utilized and that might be required. Critically, ABC analyses the activities with the understanding that it is not easy or possible to manage costs but the activities causing the costs are manageable so that in the end, it is the activities that the organization takes or that is taken in the production process which will determine the costs (Pryor 1998). The

Childcare and Education Essay Example for Free

Childcare and Education Essay B) Evaluate the role of play in meeting the meeting the individual needs of children who are ill Role play is one way in which you can meet the individual needs of children who are ill as it allows the children to freely express themselves and their feelings without the worry of being told what to do and how to do it in a safe environment free from harm an example from one of my day nursery placements was when the room supervisor had the role play area changed to a doctors surgery because quite a lot of children where ill with the chickenpox, so that they werent worried about going to the doctors and could act out different scenarios with their friends. Role play is very adaptable and can be changed to meet each individual childs specific needs an example would be if one of the children in the practitioners care had to go through very serious treatment at the hospital then the practitioner would change the role play area to a mock hospital set up so that the child can express themselves and find out information on what going to hospital is like and for them to be able to explain to their friends what is going on with themselves. Child-led activities and Adult-led activities are another way in which the practitioner can meet the individual needs of a child who is ill, this type of activity allows the child who is ill some control on what their role is in the activity and how they go about completing that role throughout the activity an example from my current primary school placement would be when we did a science experiment on materials. The teacher explained what the children needed to do and showed them a visual demonstration, then the children split into groups of three on separate tables about the classroom. The children then following what the teacher had said carried out the experiment with the different roles split between themselves. One would record the information and draw around the surface splat, another would be dropping the plasticine and the last one would be holding the three different length rulers. Observation and planning helps in meeting the needs of a child who is ill because as a practitioner it allows them to be able to see where the child needs further assistance and for the practitioner to plan the further assistance.

Movie Essay - Irony and Insanity in Francis Ford Coppola’s Film, Apocal

Irony and Insanity in Apocalypse Now      Ã‚  Ã‚   This is end of sanity. As Francis Ford Coppola suggests in Apocalypse Now, sanity is not the manner that would have settled the Vietnam conflict. Rather, through the character of Walt Kurtz, Coppola illustrates the means by which the U.S. Army could have decided the end of the war. Walter Kurtz is a psychopath. Walter Kurtz achieves success in Vietnam. Here lies the irony that Coppola brilliantly conveys. Thousands of troops arrived weekly in Vietnam without the proper arsenal of faculties that one needs to execute the actions essential to success in Vietnam. The boys are not insane enough to win. However, Kurtz, through his psychopathic tendencies, achieve success repeatedly in jungle combat. He was "winning the war his own way."    In order to diagnose an individual with psychopathic deviance, or psychopathy, the individual must display behaviors that reveal four personality characteristics. Psychopaths are impulsive, manipulative, anti-social and pathagnomic (Hare and Shalling 5). The anti-social trait does not signify introversion. Rather, it refers to anti-social behaviors. Pathagnomy indicates the lack of a conscience. An individual who has no conscience can not discern between right and wrong.    Psychopaths display antisocial behavior and impulsiveness (Hare and Schalling 17). Antisocial behavior is determined as activities "not appropriate to the accepted functioning of one's social relationships with one's surroundings" (Hare and Schalling 37). Kurtz performs antisocial behaviors impulsively. Those evaluating Kurtz's behavior due to their social appropriateness are his superiors. General Corman determines that his actions are not acceptable in the circumst... ...uding antisocial behavior, manipulativeness, lack of conscience and impulsiveness, provide the most efficient manner in which to dominate and eliminate any opposition. Such initiative offers soldiers a means to survive and the U.S. government victory. The process, as Coppola explicates, is futile. Young boys become confused, frenzied, mad. Young boys are reinforced in a depraved manner. They receive rewards for their psychopathic deviancy with successful campaigns against the opposition. Kurtz understands this process and attempts to use it to his advantage in achieving success.       Works Cited Hare, R. and Schalling, D. Psychopathic Behaviour: Approaches to Research. New York: John Wiley and Sons. 1978. The editors of the Boston Publishing Company. The Vietnam Experience: War in the Shadows. Boston: Boston Publishing Company. 1988.      

Eat Well, Feel Better. the Link Between What We Eat and Our Mental Health

Eat well, feel better. The link between what we eat and our mental health. Table of contents 1 Introduction Page 2 1. 1 Background information Page 2 1. 2 Aim Page 2 1 Methodology Page 2 2. 3 Primary research Page 2 2. Secondary research Page 2 3 Findings Page 3 3. 1 What is mental illness Page 3 3. 2 The link between food and mental health Page 4 4 Conclusions Page 5 5 Recommendations Page 6 6 Bibliography Page 7 . Introduction 1. 1 Background Information In recent years there has been an increase of mental health problems in our society. According to the Department of Health(2012) one in four adults experience mental illness at some point during their lifetime and one in six experience symptoms of mental illness – thus making it the largest single cause of disability in our society. Many people choose to take control of their mental health by using self-help approaches alongside, or even instead of, prescribed medication and talking therapies.Making changes to diet and eat ing habits is just one approach that some people have used to help improve their mental well-being. The links between diet and mental health are less clearly understood than links between diet and physical health. There are some generally accepted trends and pieces of advice than can help when thinking about what you eat and drink. 1. 2 Aim This report is going to outline what mental health is and how it affects people. It is going to research how what you eat affects your mental health and how eating or not eating certain foods can contribute to a person’s mental wellbeing.It is also going to suggest the types of foods that are good to help maintain mental wellbeing and tell the reader why and how these foods make a person with mental health problems feel. 2. Methodology 2. 1Primary research The time allotted for this report did not allow for any accurate primary research to be done as this would have involved drawing up questionnaires, handing them out to a target group, co llecting them in and analysing the findings all of which would be a time consuming task. 2. 2 Secondary Research In the report secondary sources from various websites are the main source of information.There is limited information in books about this as it is a very current topic and websites such as www. mind. org and www. sustainweb. org have been carrying out research on this subject and have a lot of valuable information. 3. Findings 3. 1 what is mental illness Mental illness is a term used when someone experiences significant changes in their thinking, feelings or behavior. The changes are usually bad enough to affect how the person functions and can cause distress to them or to other people. It may cause Anxiety, Depression, Suicidal Thoughts, Sleep Deprivation and a general feeling of unease and despair.A person with a mental illness sees things differently than a person without a mental illness and something simple to a non-sufferer can be life changing to a sufferer and can lead to the illness taking over where it is a downwards spiral in to the depths of depression. This then become a vicious circle of depression leading to the sleep deprivation which in turn leads to anxiety attacks which can then lead to feelings of despair and maybe even suicidal thoughts which then brings the sufferer straight back to the beginning were they are anxious about what might happen next and starts the circle all over gain. 3. 2 Research According to Youngminds(2012) there is increasing evidence of a link between what we eat and how we feel. This is called the ‘food – mood’ connection. How we feel influences what we choose to eat or drink and vice versa – and a healthy diet can help to protect our mental health. Mental health problems are believed to be the result of a combination of factors, including age, genetics and environmental factors. One of the most obvious, yet under-recognised factors in the development of major trends in mental he alth is the role of nutrition.Sustain(2010) indicates that a balanced mood and feelings of well-being can be helped by ensuring that our diet provides adequate amounts of certain foods such as foods that contain;- * Complex carbohydrates, Glucose from the carbohydrates we eat provides the brain’s main source of fuel. Without this fuel, we can’t think clearly. Some carbs are better than others. Sugar, white pasta and biscuits will only give you a short burst of energy. You'll feel tired and grumpy when the sugar high wears off and for someone with mental health issues this could then trigger a series of emotions. . If you eat lots of sugary foods, fizzy drinks and stimulants such as coffee, tea or alcohol, your blood sugar levels go up and down. This can make you irritable, anxious, and dizzy, it can also lead to poor concentration and aggressive behaviour. Complex carbohydrates†, such as wholegrain, beans and vegetables, are a better choice because they give you sustained energy and you don’t get that come down feeling when they wear off. * Essential fats, Essential fats, found mainly in oily fish, seeds and nuts, cannot be made within the body, so we have to get them from food.Sixty per cent of the brain is made of fat, and the fats we eat directly affect its structure. A lack of omega-3 fatty acids has been linked to various mental health problems, including depression and lack of concentration. * Amino acids, Proteins found mainly in meat, fish and soya products are broken down in the body to be used as amino acids, which are vital to good mental health. Brain messengers are made in the body from the proteins that we eat. If we don't get enough amino acids it can lead to feelings of depression, apathy, lack of motivation or tension. * Vitamins and mineralsVitamins such as b ,c , e and folate along with minerals such as zinc and magnesium which are found in foods such as green leafy vegetables ,eggs ,red meat ,yeasts ,nuts, whole g rains and fruits are all good to help combat mental health issues. * Water is also very good. This is also backed up by information given by Youngminds(2012) and sustain(2012). This is, of course, the same type of healthy balanced diet that is widely recommended to reduce our risk of developing coronary heart disease, strokes, a range of cancers, diabetes and a number of digestive disorders and conditions.The diet that would give us the right amount and balance of these nutrients would contain: * lots of different vegetables and fruit * a wide variety of whole grains, * nuts, seeds and legumes, * and some occasional oily fish, lean meat and dairy products. Mind(2012) says the body of evidence linking diet and mental health is growing at a rapid pace. As well as its impact on short and long-term mental health, the evidence indicates that food plays an important contributing role in the development, management and prevention of specific mental health problems such as * depression, sch izophrenia, * attention deficit hyperactivity disorder(ADHD), * Alzheimer’s disease. This is also backed up by sustain(2010) and mentalhealthfoundation(2012). The evidence so far does not show that these conditions can be prevented or cured by diet alone. However, evidence is accumulating that the combination of polyunsaturated fats, minerals and vitamins may help to: †¢relieve the symptoms of some mental illnesses; †¢improve the effectiveness of medication for some conditions; and †¢reduce the unpleasant side-effects of some medications.Comfort eating is another symptom of mental health issues, eating or drinking the foods that give false highs but also bring that depressed low feeling when the effects of the chemicals released in the brain ware off. Mind(2012) states If you eat lots of sugary foods, fizzy drinks and stimulants such as coffee, tea or alcohol, your blood sugar levels go up and down. This can make you irritable, anxious, and dizzy, It can also l ead to poor concentration and aggressive behaviour.Even with all the information that is out there not many people realise the link between food and mental health. Mentalhealthfeedingminds(2012) states that the role of diet in the nation’s mental health has yet to be fully understood and embraced, and shifts in policy and practice have been slow to materialise. Possible reasons include a lack of awareness of the evidence, scepticism as to its quality and vested interests in other treatments and approaches. 4. ConclusionsThe aim of this report was to show the link between food and mental health and to show how certain foods effect how we feel. Whilst researching this topic the author found that there is a definite link between food and mental health although not enough research has been done in this area to allow for an extensive report to be carried out. The websites that have researched this issue are trusted and credible websites but they lack the resources to investigate f urther or carry out primary research on this matter. 5. RecommendationsA recommendation would be for extensive medical research to be carried out in this area with doctors and nutritionist working together to teach people with mental health issues how to help themselves by maintaining a healthy and balanced diet. Also primary research should be done on a target group of people with mental health issues were they keep a food diary of what they eat for a period of time noting how they felt and if there was an improvement on their mental health. References Bibliography * Departmentofhealth. (2012)Mentalhealth. Available from. www. dh. gov. uk. (Accessed02/10/2012). Ispsuk. (2012). What is mental illness and what is mental health? Availablefrom. www. ispsuk. org(2012. Accessed. 04/10/2012 * Mentalhealthintheuk. (2012). Mindguidetofoodandmood. Available from. www. mentalhealthintheuk. co. uk/Mindguidetofood. pdf. Accessed02/10/2012 * Mentalhealthfoundation. (2012). DietandMentalHealth. A vailablefromwww. mentalhealth. org. uk/help-information/mental-health-a-z/D/diet. 2012. Accessed. 04/10/2012 * Mentalhealthy. (2012). Self-help Depression Availablefrom;www. mentalhealthy. co. uk/lifestyle/mind-food/food-for-good-mental-health. Accessed03. 0. 2012 * Mindforbettermentalhealth. (2012). Mind guide to food and mood. Availablefrom;www. mind. org. uk/help/medical_and_alternative_care/food_and_mood-the_mind_guide. Accessed. 02. 10. 2012. * Sustainweb. (2010). Howarefoodandmentalhealthrelated? Availablefrom;. www. sustainweb. org/foodandmentalhealth. Accessed. 02/10/2012. * Youngminds. (2012). Youngmindsthevoiceofyoungpeoplesmentalhealthandwellbeing. availablefrom;http://www. youngminds. org. uk/for_children_young_people/better_mental_health/look_after_your_body? gclid=CJWfjqiRurMCFUVZ3godwEEAFQ. A ccessed. 02. 10. 2012.

A Virtual Simulation Created By Ai s Essay - 1542 Words

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